SKROOGE is a POWERFUL three in one Personal Finance Planner, Expense Tracker and a Home Monthly Budgeter App. It will help you understand your habits and thus where to cut back and grow savings.
Our app uses double entry bookkeeping or accounting. This means that for every entry, an opposite entry will go to your sources of funds such as Cash, e-wallet, Savings and Checking accounts, Credit Cards etc
Steps to start using our app:
a) Choose the currency
We have a table that you can use to choose almost any currency
b) Set up your accounts or sources of funds
Insert opening balances, these can be Overdrawn or in Credit. For example
MONEY
ACCOUNTS AMOUNT
--------------------------------------------------
credit cards - 5,000
savings accounts +15,000
loan - 3,000
physical cash +1,000
e money +2,000
------------------------------------------------
TOTAL/ NET WORTH +10,000
------------------------------------------------
c) Set up income and expenditure categories in our Budget planner:
You can add any number of spending categories as your habits require. We have a few pre programmed ones, but you largely have to create and tailor them to suit your own needs.
Special attributes:
1) You will be able to set limits on individual Cost categories on a monthly basis and compare accordingly.
2) A Bills reminder cum organizer
Manage recurring income and costs like utilities, power, streaming, rent etc
3) Use pie-charts for more effective use
The tracking of all income received and costs incurred is available in diagrammatic form using pie charts.
4) Security
Biometric data security using fingerprints, facial recognition and pin numbers.
5) Spending and Savings Reports
We have powerful downloadable and exportable reports such as:
- Statements for all expenditure and cost activities, much the same as a bank account in the real world and over any period
- A net worth report that shows your sources of finance and balances at a point in time. To determine if there is a growth or drop in savings, you simply compare two periods.
6) Attachment of photographs for all transaction
Our aim is to modify your behavior by making you more aware of your spending habits and thus provide opportunities for savings. We hope our app helps you achieve this.
Enjoy!
Terms and Conditions: https://personal-budgeter-a0e2f.web.app/terms.html